We are supporting our client to recruit a personal lines underwriter to join their growing underwriting team. This is an excellent opportunity for an Underwriter looking to develop their technical expertise within a supportive and collaborative MGA
environment.
The successful Personal Lines Underwriter will be responsible for underwriting new business and renewal home insurance risks, supporting travel insurance referrals and contributing towards product governance and underwriting performance activities. This underwriter position offers genuine career progression, comprehensive training and the opportunity to work with a growing business during an exciting period of expansion.
Whilst previous home insurance or travel insurance experience would be highly desirable, we are also interested in speaking with candidates who have underwriting or delegated authority experience across personal lines, property, commercial insurance, non-standard motor insurance or other non-standard insurance product classes.
Full product training can be provided for candidates with strong underwriting fundamentals who are keen to build a long-term career as a personal lines underwriter.
Key Responsibilities
- Underwrite new business and renewal Home Insurance & Travel Insurance risks
- Assess non-standard household and travel insurance risks
- Analyse claims history, property construction, occupancy and risk exposure
- Handle Travel Insurance referrals and technical underwriting queries
- Make underwriting decisions within delegated authority limits
- Support product governance and Consumer Duty requirements
- Monitor underwriting performance and portfolio trends
- Build strong relationships with brokers, intermediaries and internal stakeholders
- Maintain accurate underwriting records and documentation
- Support underwriting strategy and continuous improvement initiatives
We are interested in speaking with candidates from a range of insurance backgrounds, including:
- Home Insurance Underwriter
- Travel Insurance Underwriter
- Personal Lines Underwriter
- Home Assistant Underwriter
- Household Delegated Authority Broker
- Property Underwriter
- Commercial Underwriter
- Motor Underwriter
- Insurance Broker with underwriting authority
- MGA Underwriter
To be successful in this underwriter role, you will ideally have:
- At least 2 years' insurance experience of underwriting or delegated authority experience ideally within household or other non-standard classes of insurance
- Strong risk assessment and decision-making skills
- Excellent communication and stakeholder management skills
- Strong attention to detail
- You'll reside in a commutable distance to Manchester and be motivated to work on a remote basis, which will progress into a hybrid working arrangement.
- The ability to work independently within a remote environment
- A desire to continue developing your underwriting knowledge and technical expertise
Why Apply?
This underwriter opportunity offers exposure to both home insurance and travel insurance products, providing an excellent platform for professional development. You will join a knowledgeable and supportive team where training, progression and career development are actively encouraged.
The role is currently fully remote with one in-person team meeting in Manchester per month. As the business continues to grow, there are plans to establish a Manchester office and transition towards a flexible hybrid working model in due course.
Benefits
- Salary up to £35,000 per annum
- 25 days annual leave
- 6% employer pension contribution
- Death in Service benefit of four times annual salary
- Travel Insurance benefit
- Employee Assistance Programme
- Professional qualification support
- Ongoing training and development
- Regular team events and incentives
Apply to the role with your latest CV to be considered for this underwriter opportunity and speak to Francesca Franklin at Insure Recruitment for further details.
Culture & values
Our client is proud of its collaborative, supportive, and professional culture. They believe in empowering their employees, investing in long-term careers, and maintaining exceptionally high standards of client care and integrity.
This is an organisation where people genuinely enjoy working, where professionalism is valued, and where long-term tenure and loyalty are recognised and rewarded.
Diversity & inclusion
Our client is committed to creating an inclusive workplace where everyone feels valued, respected, and supported. Applications are welcomed from candidates of all backgrounds and experiences.